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As a caregiver, Your health and well-being may be at risk, but you can take steps to minimize the effects of physical demand and prolonged stress by putting yourself first. You can be a better caregiver, may reduce your need and expense for medical care, and potentially reduce the likelihood or extent of requiring caregiving from your loved ones.
If you find it hard to make time for your well-being, consider the metaphor of putting the oxygen mask on yourself first. At the start of a flight, the attendant instructs all passengers to place the oxygen mask over their face before assisting others. Why? Because without enough oxygen due to loss of cabin pressure, you may pass out and become a burden, not a helper to others.
Apply this same principle to your daily life. You are best equipped to help others, when you are rested, eat well, exercise, and in good health. So it is essential that you make time for your medical, physical, and emotional needs, especially when caring for others.
As your advisor, we may be able to shed light on the various ways in which you can establish a plan for long-term care. Your physical, emotional, and financial health are inextricably linked. By discussing various planning tools such as insurance and estate planning, we can help you create a plan for the future and put you in a position to make informed decisions. As you contemplate and discuss your plans for long-term care, aging and retirement, a financial planner can provide an impartial perspective so that all family members are heard and considered.